Short-term bridge loans and ground-up construction financing for commercial projects.
What Is Bridge & Construction?
Bridge loans and construction loans provide short-term capital for transitions: buying a property that needs work, repositioning a building, or building from the ground up. They’re designed to last 12–36 months before being refinanced into permanent financing.
Key Benefits
- Fast close — sometimes in 2–3 weeks
- Interest-only payments during the loan term
- Financing for value-add scenarios that don’t qualify for permanent debt yet
- Leverage based on stabilized or as-completed value, not just current state
- Construction draws disbursed as work completes
Who This Is For
Value-add commercial investors, developers, fix-and-flip investors operating at commercial scale, owners between long-term financings, and condo/townhome developers.
Typical Loan Parameters
- Loan Size: $500K–$50M+
- LTV (bridge as-is): 65%–80%
- Loan-to-cost (construction): Up to 80%
- Term: 12–36 months (bridge); 12–24 months (construction)
- Payment: Interest-only
Property Types
All commercial asset classes: multifamily, retail, office, industrial, hospitality, mixed-use, and condo/townhome development.
Ready to Get Started?
Schedule a free 30-minute consultation to discuss your project. I’ll help you understand your options and structure the right loan for your asset and your goals.